Ruhestandsplaner

Szenarien verwalten

Szenario-Name:

Gespeicherte Szenarien laden/löschen:

Grundeinstellungen

Startkapital (€):

Erwartete jährliche Rendite (%):

Erwartete jährliche Inflation (%):

Anfangsalter:

Maximales Projektionsalter:

Nachgelagerte Steuern auf Kapitalerträge berücksichtigen (25% bei Entnahme)?

Einkommensbereiche

- : €

Ausgabenbereiche

- : €

Projektion des Kapitals

Detaillierte Spalten anzeigen

Alter	Kapital am Jahresende (€)	Zinsen (jährl. €)	Einkommen (jährl. €)	Ausgaben (jährl. €)	Netto (jährl. €)	Vermögensänderung (jährl. €)
25	120.000,00	5.000	39.996	24.996	15.000	20.000
26	140.500,08	6.000	39.996	25.496	14.500	20.500
27	161.515,25	7.025	39.996	26.006	13.990	21.015
28	183.061,05	8.076	39.996	26.526	13.470	21.546
29	205.153,63	9.153	39.996	27.056	12.940	22.093
30	227.809,71	10.258	39.996	27.598	12.398	22.656
31	251.046,64	11.390	39.996	28.150	11.846	23.237
32	274.882,42	12.552	39.996	28.713	11.283	23.836
33	299.335,75	13.744	39.996	29.287	10.709	24.453
34	324.426,00	14.967	39.996	29.873	10.123	25.090
35	350.173,32	16.221	39.996	30.470	9.526	25.747
36	376.598,60	17.509	39.996	31.079	8.917	26.425
37	403.723,56	18.830	39.996	31.701	8.295	27.125
38	431.570,74	20.186	39.996	32.335	7.661	27.847
39	460.163,59	21.579	39.996	32.982	7.014	28.593
40	489.526,44	23.008	39.996	33.641	6.355	29.363
41	519.684,61	24.476	39.996	34.314	5.682	30.158
42	550.664,41	25.984	39.996	35.000	4.996	30.980
43	582.493,19	27.533	39.996	35.700	4.296	31.829
44	615.199,39	29.125	39.996	36.414	3.582	32.706
45	648.812,62	30.760	39.996	37.143	2.853	33.613
46	683.363,66	32.441	39.996	37.886	2.110	34.551
47	718.884,53	34.168	39.996	38.643	1.353	35.521
48	755.408,58	35.944	39.996	39.416	580	36.524
49	792.933,47	37.770	39.996	40.204	-208	37.525
50	831.380,95	39.647	39.996	41.009	-1.013	38.447
51	870.767,85	41.569	39.996	41.829	-1.833	39.387
52	911.111,72	43.538	39.996	42.665	-2.669	40.344
53	952.430,86	45.556	39.996	43.519	-3.523	41.319
54	994.744,32	47.622	39.996	44.389	-4.393	42.313
55	1.038.071,98	49.737	39.996	45.277	-5.281	43.328
56	1.082.434,53	51.904	39.996	46.182	-6.186	44.363
57	1.127.853,50	54.122	39.996	47.106	-7.110	45.419
58	1.174.351,31	56.393	39.996	48.048	-8.052	46.498
59	1.221.951,30	58.718	39.996	49.009	-9.013	47.600
60	1.270.677,73	61.098	39.996	49.989	-9.993	48.726
61	1.320.555,82	63.534	39.996	50.989	-10.993	49.878
62	1.371.611,81	66.028	39.996	52.009	-12.013	51.056
63	1.423.872,93	68.581	39.996	53.049	-13.053	52.261
64	1.477.367,50	71.194	39.996	54.110	-14.114	53.495
65	1.532.124,91	73.868	39.996	55.192	-15.196	54.757
66	1.562.949,26	76.606	19.992	56.296	-36.304	30.824
67	1.593.769,24	78.147	19.992	57.422	-37.430	30.820
68	1.624.554,18	79.688	19.992	58.570	-38.578	30.785
69	1.655.271,37	81.228	19.992	59.742	-39.750	30.717
70	1.685.885,95	82.764	19.992	60.937	-40.945	30.615
71	1.716.360,74	84.294	19.992	62.155	-42.163	30.475
72	1.746.656,17	85.818	19.992	63.398	-43.406	30.295
73	1.776.730,12	87.333	19.992	64.666	-44.674	30.074
74	1.806.537,74	88.837	19.992	65.960	-45.968	29.808
75	1.836.031,34	90.327	19.992	67.279	-47.287	29.494
76	1.847.455,94	91.802	19.992	82.363	-62.371	11.425
77	1.857.191,49	92.373	19.992	84.010	-64.018	9.736
78	1.865.110,33	92.860	19.992	85.690	-65.698	7.919
79	1.871.077,54	93.256	19.992	87.404	-67.412	5.967
80	1.874.950,60	93.554	19.992	89.152	-69.160	3.873
81	1.876.579,00	93.748	19.992	90.935	-70.943	1.628
82	1.875.803,76	93.829	19.992	92.754	-72.762	-775
83	1.872.457,03	93.790	19.992	94.609	-74.617	-3.347
84	1.866.361,63	93.623	19.992	96.501	-76.509	-6.095
85	1.857.330,52	93.318	19.992	98.431	-78.439	-9.031
86	1.845.166,33	92.867	19.992	100.400	-80.408	-12.164
87	1.829.660,78	92.258	19.992	102.408	-82.416	-15.506
88	1.810.594,13	91.483	19.992	104.456	-84.464	-19.067
89	1.787.734,60	90.530	19.992	106.545	-86.553	-22.860
90	1.760.837,70	89.387	19.992	108.676	-88.684	-26.897